HERO Financing

HERO Financing

Offering Homeowners an Easier Way to Finance

  • Easy Payments – Repay HERO financing through property tax bill. 5, 10, 15 year terms available
  • Tax Deductible Interest. Consult your tax professional.
  • No Credit Score Requirement. Financing is not based on your credit score.
  • $0 Down Payment. No money down means you can make improvements now.
  • 10% Equity Minimum. Mortgage-related debt must not exceed 90% of property value.
  • Finance up to 10 % of your Property Value. Relatively low interest rate financing.
  • If you sell your property, the new owner may assume payments. Transferrable upon sale (in most cases).
  • Save Money on Your Energy Bills. Energy Efficient products save you money!
  • Get Approved in Minutes. Call the HERO Program or go online to apply today.

HERO Program provisions are subject to change without notice.

HERO Related Frequently Asked Questions

We Pride Ourselves in Our Honesty, Integrity, and Professionalism


Customer Reviews

Google Reviews

McLay Services, Inc.

5 Star Ratings on Google
4.8 Stars - Based on 69 Reviews
Yelp Testimonials

McLay Services, Inc.

4/5 Star Ratings on Yelp
4.5 Stars - Based on 116 Reviews
Angi’s Reviews

McLay Services, Inc.

4/5 Star Ratings on Angi
4.8 Stars - Based on 265 Reviews


Our AC unit went out right when it was getting hot. I looked on yelp for nearest local company, I called and spoke to a very sweet young lady and the next day they sent me Todd… Todd fixed my unit in 20, I come from the service industry and Todd was thorough and explained everything. He was very professional. I would recommend them

5-Star Review
Steve O., Pomona, CA
Via Yelp Testimonial

Best customer service! Our whole family uses this company and we won’t trust anyone else. I’m currently pregnant and of course the air goes out on one of the hottest days. They were able to send someone in a timely manner and fixed the problem in no time. This preggosaures rex is very grateful!

5-Star Review
Bri B., Newport Beach, CA
Via Yelp Testimonial

Reading the review by Donna H. submitted yesterday, I had the same great experience with Mike today. He quickly diagnosed the problem with the AC not cooling properly. He promptly got the repair part, installed it, and fully serviced the unit, all at a cost that, I think, was quite reasonable. He is one of McLay’s newer technicians. Archie made a good hire with this young man.

5-Star Review
John S., Claremont, CA
Via Yelp Testimonial